Teachers pension what happens if i die

Please ensure you review your nomination regularly to ensure it reflects your wishes. To be extra confident and reassured you might like to make a new death grant nomination via My Pension Online This link opens in a new window. You can find the value of your family benefits on your award papers. You can access these at any time by logging into your My Pension Online account. Female members please also read the Frequently Asked Questions regarding the Goodwin case.

In order to be a qualifying unmarried partner there are certain conditions that must be met at the time of your death. Yes, if you are co-habiting with a partner they may qualify for benefits if you have two or more years of pensionable service after 1 January and certain criteria are met.

You can tell us about your partner by completing a notification form , which provides details of the criteria to be met to qualify for a pension. If you're still in pensionable service you can cover previous teaching service within six months of first satisfying the conditions for a partner to qualify for a pension when you start living together in an exclusive relationship, as if you were married or civil partners and are free to marry or form a civil partnership by paying extra contributions for family benefits.

If you marry, remarry or enter into a civil partnership a pension will be paid based on all of your service from 6 April If you are co-habiting when you die, your partner will qualify for benefits if you have two or more years pensionable service after 1 January and certain conditions are met at the time of your death. Read about the conditions for qualifying for benefits here. Under both arrangements, if you die within five years of drawing Phased Retirements, your beneficiaries will also receive a lump sum of five years pension, less any pension paid.

If the member had no pensionable employment on or after 1 January , the pension will cease if the adult dependant remarries, enters a civil partnership or cohabits. Get in touch, send us a secure message today via My Pension Online. Like us on Facebook. Join us on LinkedIn. Follow us on Twitter. Subscribe to our YouTube channel. Family benefits. Subscribe to our YouTube channel. Death Benefits.

We hope you're finding our website useful. We'd love to hear what you think. This can be evidence of the following: They were living with you at your house or you owned or rented a property together You supported them financially or shared in the household spending You shared a bank account or investment You have a loan or mortgage in joint names You named each other as the main beneficiaries after your deaths You had a mutual Power of Attorney with them You nominated each other for Life Assurance.

What about my children? They must be: Under 17; or if over 17, have remained in full-time education, or been in training for a trade or profession for at least two years, without a break of more than one academic year and up to age 23 at the latest; Incapacitated and unable to earn a living due to ill health at the time of your death.

A doctor will need to confirm this. How is the pension calculated? How long will my family continue to receive a pension? How much of my service counts towards family benefits? Get your questions about family benefits answered. Learn about waiving spousal rights. Teachers Your pension Death and death benefits Death and your pension. Death and your pension. The type and amount of any death benefit depends on: Your age when you die Whom you named as beneficiaries Whether you die before or after starting your pension Shortened life expectancy If you are an active member of the plan and have a shortened life expectancy, you may be able to access your pension early.

If you die after you start receiving your pension The pension option you chose when you retired determines what happens next. The type and amount of a death benefit depends on whether you: Chose a single-life or joint-life pension option Chose a guarantee period Died before or after a guarantee period Examples: If you chose a single life pension with a guarantee period, and you die before that period expires, your monthly pension will continue to be paid to your beneficiaries until the end of the guarantee period.

Alternatively, your beneficiaries may choose to receive a lump-sum payment. If you chose a joint life pension with a guarantee period, and you die before the guarantee period expires, your full monthly pension will be paid to your spouse until the end of the guarantee period, after which the joint life percentage you selected will be paid to your spouse for their lifetime.